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The average American is familiar with the typical paradigm. Go to work. Put in the hours. Get paid. Pay bills. Repeat.
But there are multiple ways to generate income other than just trading time for money. 
Earned Income
Profit Income
Interest Income
Dividend Income
Rental Income
Capital Gains
Royalty Income
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5 Reasons Why Black People Are Still Broke
- African Americans made up about 12 percent of the population in the United States in 2015, but 27.5 percent of those living in poverty
- 45.6 percent of black children aged 6 and under live in poverty
- According to The State of Working America, black people spend 4 percent more money annually than any other race
